I tested out the Qapital app for three whole months and set one savings goal for my birthday trip to St. Lucia. Without even realizing it and with zero effort, I saved $1200. Qapital helps you budget and set aside some moola for anything you dream up. Student loans, vacations, your first home, or simply stashing away a little cash in a spot that isn’t your mattress. Sign up with my code and you’ll get $20 to get you started on your goal.